When you want to start building up your credit you will need to determine if a Discover® Card makes sense for you. There are many student card brands to choose from and Discover has been a trusted company for over 20 years. Discover is also a bit different from MasterCard® or Visa® because they lend money directly to you themselves, rather than using a bank as an intermediary. They have great customer service and are always there to help you out. Over the last few years more and more businesses have started to accept Discover. So you can be assured that it will be accepted almost every place they take Visa or Mastercard. Unlike other credit card companies who only have one or two cards, Discover offers you 5 different student cards to choose from.
If you are a college student who is always on the go, then there is the Discover® Open Road™ Card for Students. This Discover Card is the only student card specifically geared towards gas and auto maintenance rewards. You can earn a full 5% rebate for up to $1,200 and additional rebates for purchases beyond that. This card is the perfect choice if you love to drive. Many college students happen to live on or near campus and do not have a need to dive much. If this happens to be you, then Discover has other options for you to choose.
Being a college student is all about being an individual. Discover knows that you want choices and they have four more styles of student cards for you to pick from. These student Discover Card options are all about personalization and there is one that is right for you. The first card is the classic style and it has Platinum status unlike the Tropical Beach or Clear cards, which are standard status. The last option is the Monogram collection where you have the choice to decide what campus letter you want on the card.
All of these custom reward cards are identical when it comes to cash and purchase APR's. They also have no annual fees and the same 25-day grace period to pay your bills before interest accrues. The best part of these Discover card options are that you get to earn a 5% Cashback Bonus® in cool categories that change four times a year like movies, restaurants, and travel. As with any other card you just need to make sure to make your payments on time and monitor you credit report and credit score to ensure you build and maintain your credit history. Hopefully after reading this you can decide which student Discover card is right for you.