Student Credit Cards Center

Mastercard®: Student Credit Card Options

If you have heard of Visa® then you have heard of Mastercard®. The brand is well known worldwide and has been around for over 40 years. It was introduced to compete directly with the Visa card. MasterCard, like Visa, is not a bank. They charge banks like Capital One® to issue their cards. As a college student you will have multiple credit card brands to choose from and as you read below you will be able to decide what is right for you. College life is hectic and you will, without a doubt, want to save time by shopping for things you need online. You are also able to get great online deals on textbooks and you can't make a purchase without a student credit card.



Credit cards are essential to all of your day-to-day activities and MasterCard has two great options for you as a student which are both issued by Capital One®. The first card is the Capital One® Standard Platinum for Students. It is made for students who have a limited credit history. The card gives you travel and roadside assistance, which will come in handy if you are driving a ton or flying back home all the time. You have identity theft protection with $0 fraud liability if your card ever happens to be lost or stolen as well as no annual card fees. You will also have 24/7 customer support and online account service. One of the coolest features of this MasterCard is that when you get the card you can even personalize it with whatever image you choose.



Another option from MasterCard is the Capital One® No Hassle Cash Rewards for Students. If you plan to use your card often and want to be rewarded for it, then this could be the card for you. The card earns you 1% cash back on all purchases, with no limit to what you can earn. On top of that, it provides you a 25% annual bonus on the cash you earn during the year. There is an annual fee of $29 but if you use it enough you will make that $29 back from your cash rewards. Your initial credit limit on this MasterCard will range between $300-$3,000 ™but you will often receive credit line increases from paying your bills on time.

Finally, for all borrowers, Mastercard brings you the Next Millennium Credit Card. This card is for anyone, regardless of credit history. Mastercard even boasts instant approval stating that you'll be "approved regardless of your credit history." For a student seeking student credit card instant approval, this card is the one for you. No matter which of these student credit cards you choose you will be taking the right step towards building your credit.